Digits

Digits Financial, Inc. – Terms of Service and Privacy Policy Summary

Product Name

Digits Financial Platform and Digits Pay

Publisher / Service Provider

Digits Financial, Inc.

Policy Document Name

Digits Terms of Service and Privacy Policy (Updated: June 16, 2025)

Summary

Digits Financial, Inc. provides a business-focused financial platform offering software and payment services known as Digits Pay. The Terms of Service (TOS) govern use of the Digits platform, including its AI-enabled tools. Customers agree to use Digits only for lawful business purposes and to protect account credentials and data. Digits may modify or suspend services at any time and limits its liability for indirect damages or data loss.

All payments are processed via Stripe under Stripe’s own terms and privacy policy. Termination can occur with 30 days’ notice or immediately for nonpayment or breach. Disputes are governed by California law.

The Privacy Policy explains how Digits collects, uses, and shares Personal Data such as contact details, account credentials, payment data, and communications. Data may be collected directly, through APIs, or automatically via cookies and analytics tools. Digits uses this information to operate and improve its services, train AI models, prevent fraud, and meet legal obligations.

Personal Data may be shared with vendors, hosting providers, payment processors, marketing and analytics partners, and professional advisors. Digits retains data for as long as needed for business or legal purposes and secures it using commercially reasonable measures. Users may access, correct, or delete their data, or opt out of marketing communications by emailing [privacy@digits.com](mailto:privacy@digits.com).

Digits does not knowingly collect information from children under 13.

Key Phrases Regarding Information Sharing

• “Digits may transmit or share the Customer Data that is requested or directed to be shared to a third party service...”
• “We may share Personal Data with vendors and service providers, including hosting services, cloud services, advertising and marketing services, payment processors, and AI service providers.”
• “We may disclose Personal Data in connection with a merger, acquisition, or sale of assets.”
• “Digits may use Personal Data to develop, train, and improve the performance of AI models.”

Third Parties / Subprocessors

Name of Subprocessor	Purpose of Information Sharing	Kind of Information Shared	User Opt-out Options	Opt-out Directions or Links
Stripe, Inc.	Payment processing for Digits services	Payment credentials, billing and transaction data	No opt-out if using payment features	Stripe Privacy Policy
Google, Inc.	Analytics and usage tracking via Google Analytics	Usage data, cookies, device identifiers	Browser-based cookie blocking or analytics opt-out	Google Analytics Opt-out
Cloud hosting providers (unspecified)	Platform hosting and operational infrastructure	Account, log, and communication data	No user-level opt-out	privacy@digits.com
AI service providers (unspecified)	AI chatbot operations and model training	User inputs, messages, and Customer Data	No functional opt-out; users may request deletion	privacy@digits.com
Marketing and advertising networks	Interest-based advertising and promotions	Cookie IDs, contact and engagement data	Yes – users can opt out of targeted advertising	Digital Advertising Alliance Opt-out

AI Data Use and Opt-out

Digits may use Customer Data and Personal Data to train and enhance AI models used within its platform. There is no separate opt-out for AI model training; however, users may request deletion of their Personal Data or stop using AI-enabled features.

User Rights and Controls

• Access, correct, or delete Personal Data
• Opt out of marketing communications
• Deactivate or delete accounts
• Submit privacy requests via privacy@digits.com