Plaid Privacy

Plaid Subprocessor Privacy and ToS Summary

Product Name

Plaid

Publisher/Service Provider Name

Plaid Inc.

Policy Document Name

Plaid Privacy Policy and Terms of Service

100-Word Summary of Privacy Policy

Plaid collects, uses, and shares user data to facilitate financial account connections for applications that require financial information. It gathers data from users, financial institutions, devices, and third-party sources for identity verification, fraud prevention, and user experience improvement. Plaid retains data as long as necessary for service provision and legal compliance. Data is shared with app developers, financial institutions, cloud storage services, fraud prevention services, and legal authorities. Users can manage their data through Plaid Portal and may exercise rights such as access, deletion, and correction of their personal data.

Key Phrases Regarding Information Sharing

• "We share your data with the developers of apps you use and as directed by them."
• "Your data may be shared with financial institutions to facilitate account connections."
• "We share data with third-party service providers for fraud prevention, identity verification, and cloud storage."
• "Personal financial data is shared only with your consent or when necessary for fraud protection and legal compliance."

Third-Party Subprocessors Table

Name of Subprocessor	Purpose of Information Sharing	Kind of Information Shared	What Kind of Information Can Users Opt Out of Being Shared	Directions and/or Links for How to Opt Out of Information Sharing
Financial Institutions	Facilitating account connections	Account details, transactions, balances	Not specified	Manage via Plaid Portal
Cloud Storage Providers	Secure storage of user data	Personal and financial data	Not specified	Not explicitly provided
Fraud Prevention Services	Fraud detection and risk mitigation	User and transaction data	Not specified	Not explicitly provided
Identity Verification Services	Verification of user identities	Personal and government-issued ID data	Not specified	Not explicitly provided
Google reCAPTCHA	Fraud detection and abuse prevention	IP address, browser data, device data	No	Usage is embedded in services

User Controls

To manage data sharing preferences or exercise rights, users may:

• Visit my.plaid.com
• Contact Plaid via email: privacy@plaid.com